Frequently Asked Insurance Questions
Here are the most common insurance questions Foster's Solutions And Services, LLC. receives.
Is the rate given to me accurate?
Our team makes sure to provide you with the most accurate rate possible so that you know what to expect. If anything, the estimate we give you is higher than the actual price as we rather under promise and over deliver.
My current insurance company has significantly increased my rate. How can I get a lower rate?
If your current insurance company has increased your rate, you can be sure that we will look into why that might be. If we find that we can do better in price, then you can be sure that Fosters Solutions and Services will get you that lower price point for the insurance you need.
Is there a fee for getting an insurance quote?
No there isn’t.
Book a no-obligation consultation with our team, and you’ll receive a free insurance quote. No strings attached.
What is a deductible?
Life insurance does NOT have a deductible and while Foster’s Solutions and Services LLC does not offer P&C insurance, our network relationships is vast and we will connect you with someone to service that need.
If you want to get a home or auto quote, you can click on the link here or call (424)785-7547 to speak with an agent directly. hey will be able to get you the answer on whether there is a deductible.
Is the IUL "Too Good To Be True," You Ask?
Nope. It's very real.
In fact, the IUL is not a new investment strategy.
Accounts like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.
Ever been to Disneyland? Did you know Walt Disney's visionary idea almost never came to fruition?
When Walt was looking for funding for his dream park everyone thought he was crazy and that it would never work... he leveraged everything including his personal home to make it a reality... In the end it was his compound interest account he leveraged that gave him the liquidity he needed to make it a reality.
Banks like Wells Fargo, JP Morgan, Bank of America hold more assets in these accounts than they hold in real estate!
President John F. Kennedy had an account like this.
So did Presidents Taft, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate-$562,142 or over $7 million in today's dollars-inside his account...)
Even John McCain used his account to fund his electoral campaign back in '08. Joe Biden, our current president has SIX of these accounts...
The only question is...
Do You Qualify For an IUL?
The IUL is NOT available just to the super-rich...
However: an account like this can only be technically set up if you or your family qualify for it,