Is the IUL "Too Good To Be True," You Ask?

Nope. It's very real.

In fact, the IUL, while not considered an investment, can function as an investment strategy. And investment strategies are not new.

The IUL didn't exist until about the mid-1990s; its predecessor was the whole life policy, which accumulated cash value.

Accounts like these have been used by wealthy individuals and families for over 100 years to build, then pass on fortunes in a legally tax-free environment.

Ever been to Disneyland? Did you know Walt Disney's visionary idea almost never came to fruition?

When Walt was looking for funding for his dream park everyone thought he was crazy and that it would never work... he leveraged everything including his personal home to make it a reality... In the end it was his compound interest account he leveraged that gave him the liquidity he needed to make it a reality.

Banks like Wells Fargo, JP Morgan, Bank of America hold more assets in these types of accounts than they hold in real estate!

President John F. Kennedy had an account like this.

So did Presidents Taft, Cleveland, McKinley, Harding, and FDR (FDR, in fact, held a large portion of his estate-$562,142 or over $7 million in today's dollars-inside his account...)

The only question is...